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	<title>MyCreditBlog.com</title>
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	<link>http://www.mycreditblog.com</link>
	<description>Identity Theft Protection News You Can Use Powered By NationalCreditReport.com™</description>
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		<title>How to Protect Your Resume from Identity Theft</title>
		<link>http://www.mycreditblog.com/how-to-protect-your-resume-from-identity-theft/</link>
		<comments>http://www.mycreditblog.com/how-to-protect-your-resume-from-identity-theft/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 00:41:27 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[address]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[identity thieves]]></category>
		<category><![CDATA[job applications]]></category>
		<category><![CDATA[online]]></category>
		<category><![CDATA[personal identification information]]></category>
		<category><![CDATA[personal information]]></category>
		<category><![CDATA[resume]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=571</guid>
		<description><![CDATA[There are many ways for identity thieves to get access to your personal information. One of the methods that is becoming more and more popular as hiring processes are done more online is through resumes and job applications. Your resume typically has your full name, address, education information and other personal details useful to identity [...]]]></description>
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		<title>Facebook Identity Theft</title>
		<link>http://www.mycreditblog.com/facebook-identity-theft/</link>
		<comments>http://www.mycreditblog.com/facebook-identity-theft/#comments</comments>
		<pubDate>Mon, 30 Aug 2010 23:04:20 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[game]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[identity thieves]]></category>
		<category><![CDATA[online]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=564</guid>
		<description><![CDATA[Facebook and other social networking sites are popular avenues for identity thieves to gain personal information online. Here is one instance of Facebook identity theft involving a teenager who filled out a credit application as part of a game on Facebook: Facebook Identity Theft]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Take The Quiz: How Credit Savvy Are You?</title>
		<link>http://www.mycreditblog.com/take-the-quiz-how-credit-savvy-are-you/</link>
		<comments>http://www.mycreditblog.com/take-the-quiz-how-credit-savvy-are-you/#comments</comments>
		<pubDate>Sat, 21 Aug 2010 17:52:50 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit savvy]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[good credit score]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[quiz]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=560</guid>
		<description><![CDATA[Think you&#8217;re credit savvy? Take the quiz and find out! Answers with explanations are available here. Here are the questions: True or False? You don&#8217;t need to worry about your credit score unless you are considering taking out a loan, applying for a credit card or getting a mortgage. You don&#8217;t have to be rich [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>5 Tips for Managing Credit Cards</title>
		<link>http://www.mycreditblog.com/5-tips-for-managing-credit-cards/</link>
		<comments>http://www.mycreditblog.com/5-tips-for-managing-credit-cards/#comments</comments>
		<pubDate>Sun, 15 Aug 2010 22:02:58 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit history]]></category>
		<category><![CDATA[credit limit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[manage credit cards]]></category>
		<category><![CDATA[new credit]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=556</guid>
		<description><![CDATA[Here are a few basic practices that can help you manage credit cards and protect your credit score. 1. Know the difference between needs and wants &#8211; your dog needs food, but you want to buy him a rhinestone collar. Only use your credit card for needed, necessary purchases. 2. Pay off your balance in [...]]]></description>
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		<title>7 Tips for College Students to Avoid Identity Theft</title>
		<link>http://www.mycreditblog.com/7-tips-for-college-students-to-avoid-identity-theft/</link>
		<comments>http://www.mycreditblog.com/7-tips-for-college-students-to-avoid-identity-theft/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 15:06:27 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anti-virus software]]></category>
		<category><![CDATA[better business bureau]]></category>
		<category><![CDATA[college aged]]></category>
		<category><![CDATA[college students]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[debit card]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[passports]]></category>
		<category><![CDATA[social security cards]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=554</guid>
		<description><![CDATA[Young college aged adults (18-24) take almost twice as long than other age groups to discover identity theft, but are the fastest to take action once discovered. Here are 7 Tips for College Students to Avoid Identity Theft: 1. Have sensitive direct mail sent to your home address or P.O. Box. 2. Shred unwanted credit [...]]]></description>
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		<title>7 Effective Ways to Improve Your Credit Score</title>
		<link>http://www.mycreditblog.com/7-effective-ways-to-improve-your-credit-score/</link>
		<comments>http://www.mycreditblog.com/7-effective-ways-to-improve-your-credit-score/#comments</comments>
		<pubDate>Mon, 02 Aug 2010 15:37:45 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[car loan]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit bureaus]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[errors]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=551</guid>
		<description><![CDATA[There are a lot of misconceptions about credit scores and rumors about how to improve it. Here are 7 effective ways to improve your credit score: 1. Understand where credit scores come from &#8211; Your credit score is a measure of your patterns of repayment of debts and indicates your credit risk to lenders. 2. [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Scores Slip Across the U.S.</title>
		<link>http://www.mycreditblog.com/credit-scores-slip-across-the-u-s/</link>
		<comments>http://www.mycreditblog.com/credit-scores-slip-across-the-u-s/#comments</comments>
		<pubDate>Mon, 26 Jul 2010 17:00:29 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[fico]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=548</guid>
		<description><![CDATA[Recent figures provided by FICO show that 25.5% of consumers, or more than 43.4 million people, have a credit score lower than 599. Having a credit score that low marks consumers as a credit risk and can make getting a home mortgage, credit card or other loan difficult and expensive. These findings show an increase [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things Every Senior Citizen Should Know About Identity Theft</title>
		<link>http://www.mycreditblog.com/things-every-senior-citizen-should-know-about-identity-theft/</link>
		<comments>http://www.mycreditblog.com/things-every-senior-citizen-should-know-about-identity-theft/#comments</comments>
		<pubDate>Tue, 20 Jul 2010 15:49:41 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[checks]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit monitoring]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[identity fraud]]></category>
		<category><![CDATA[identity theft]]></category>
		<category><![CDATA[identity thieves]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[senior citizens]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[social security number]]></category>
		<category><![CDATA[ssn]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=545</guid>
		<description><![CDATA[Senior Citizens are more at risk of identity theft than they may think. Many falsely believe if they don&#8217;t go online or use credit cards then they have nothing to worry about. The truth is, any person with a social security number needs to be concerned with identity theft. Senior citizens are at an increased [...]]]></description>
		<wfw:commentRss>http://www.mycreditblog.com/things-every-senior-citizen-should-know-about-identity-theft/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Myths and Truths About Credit Scores</title>
		<link>http://www.mycreditblog.com/myths-and-truths-about-credit-scores/</link>
		<comments>http://www.mycreditblog.com/myths-and-truths-about-credit-scores/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 16:25:25 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=542</guid>
		<description><![CDATA[First let&#8217;s start with what a credit score IS. The FICO Credit Score is the most widely used formula which lenders use to assess your potential credit risk. The credit score can be broken down into 5 parts. Your payment history accounts for 35% of the score, the amount of money you owe is 30%, [...]]]></description>
		<wfw:commentRss>http://www.mycreditblog.com/myths-and-truths-about-credit-scores/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Card Hackers Target Hotels</title>
		<link>http://www.mycreditblog.com/credit-card-hackers/</link>
		<comments>http://www.mycreditblog.com/credit-card-hackers/#comments</comments>
		<pubDate>Tue, 06 Jul 2010 17:58:45 +0000</pubDate>
		<dc:creator>mgustman</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit card data]]></category>
		<category><![CDATA[credit card hackers]]></category>
		<category><![CDATA[credit card hacking]]></category>
		<category><![CDATA[hotel databases]]></category>
		<category><![CDATA[hotel industry]]></category>
		<category><![CDATA[hotel sector]]></category>

		<guid isPermaLink="false">http://www.mycreditblog.com/?p=539</guid>
		<description><![CDATA[The hotel sector is a favorite target of credit card hackers. A study by SpiderLabs found that 38% of credit card hacking cases involved the hotel industry. This is because there is a large amount of credit card data stored in hotel databases with very low security. It often takes months to discover these attacks [...]]]></description>
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